Investor Relations

EFIH.CA

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In October 2021, eFinance successfully listed its shares on the Egyptian Exchange (EGX), marking a new chapter in the Group's growth story. In what was the largest Egyptian listing in recent history, eFinance's institutional and retail offerings were 6.8 and 61.4 times oversubscribed, respectively, underlining the Group's unique value proposition: eFinance's extensive network of subsidiaries unites a one-of-a-kind network architecture that provides seamless processing for billions of transactions. eFinance has established a powerful platform for the generation of sustainable growth by taking the lead in Egypt's efforts to develop a cashless, digitally enabled economy, pioneering digitization in activities from banking and taxation to utility and retail transactions, to customs collection and card management. The Group offers exposure to an unrivaled diversity of dynamic segments of Egypt's rapidly growing digital space.

eFinance's strategy aims to capitalize on the strong fundamentals of Egypt's economy and on the dynamism of its booming digital ecosystem, which has consistently enjoyed strong growth since the Group's inception. As the global 'tech-celeration' sparked by the COVID-19 pandemic gains steam, eFinance is well-positioned to absorb the climbing demand for digital services by providing differentiated channels and platforms that allow governments, businesses, and individuals to execute payments and collections through convenient and easy-to-use mediums. eFinance will also capitalize on its new status as a listed company to continue investing in digital payments infrastructure, value-added services, smart solutions, and new digital propositions. Furthermore, by utilizing the Group's innovative platforms and solutions across its subsidiaries, eFinance will continue to drive Egypt's overarching financial inclusion and digitization strategy.

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Latest News

EFIG Signs MoU with the Agricultural Bank of Egypt to Enhance Digital Financial Services

As part of its efforts to support digital transformation and expand the provision of advanced digital financial services, eFinance Investment Group signed an MoU with the Agricultural Bank of Egypt, aimed at developing and activating digital financial services and expanding the base of customers benefiting from them, in line with the State’s direction toward digital transformation and the promotion of financial inclusion.This partnership comes within the framework of both parties’ commitment to delivering innovative solutions that contribute to improving the quality of financial services and facilitating access to them, in support of economic and social development efforts.The MoU was signed by Mr. Ibrahim Sarhan, Chairman & CEO of EFIG, and Mr. Mohamed Abu El Saoud, CEO of the Agricultural Bank of Egypt, in the presence of Mr. Sami Abdel Sadek and Ms. Ghada Mostafa, Deputy CEOs of the Agricultural Bank of Egypt; Mr. Mohamed El Soweissy, Head of the Bank’s Electronic Products and Services Group; Mr. Adel Mubarak, CEO of eAswaaq, a subsidiary of EFIG; Eng. Yasser Ezzat, PMO Senior director at eFinance; in addition to a number of senior executives from both sides.The MoU includes several key pillars, most notably expanding access to and use of the digital platform for pensioners, and increasing the customer base by attracting new segments through enhancing the digital services provided to them, such as payments, loans, savings, and government services.It also stipulates the activation of the Farmer Card, enabling farmers and agricultural landholders to rely on it for their daily transactions through its use at points of sale and automated teller machines, while linking it to agricultural financing services.The two parties agreed to cooperate in launching specialized digital platforms targeting various sectors, including professional syndicates, universities, and business owners, and providing integrated solutions that include electronic payment services, digital wallets, and government services.Under the MoU, EFIG will be responsible for developing and operating the technological infrastructure and digital solutions, as well as supporting electronic payment services, while the Agricultural Bank of Egypt will manage customer relations, issue cards, and provide banking services, ensuring integration between both parties in delivering advanced digital financial services.Commenting on the signing, Mr. Mohamed Abu El Saoud, CEO of the Agricultural Bank of Egypt, emphasized the importance of the strategic partnership with EFIG, noting its pivotal role in supporting the digital infrastructure of the banking sector. He stated that the partnership aligns with the Bank’s strategic vision to provide innovative digital solutions that enhance the Bank’s performance and improve the quality of its banking and financing services to meet the needs of all customers, attract new segments, and move toward a cashless society, in support of financial inclusion.Abu El Saoud added that one of the most prominent aspects of the Memorandum is the activation of the Farmer Card, enabling farmers and agricultural landholders to use it as a payment card to facilitate their daily transactions. This contributes to linking landholders to markets and enhancing their financial capabilities and the services provided to them, which represents a key pillar of agricultural sector development in Egypt. He highlighted the role of the Agricultural Bank of Egypt as the financing arm of the agricultural sector and a core supporter of the Egyptian farmer. He further noted that cooperation with EFIG will also include developing digital platforms targeting various segments of society, such as pensioners, members of professional syndicates, university communities, and business owners, to provide banking services and digital solutions including electronic payment systems, financing services, digital wallets, and access to various government services, in line with the growing demand for digital payments and alternative payment channels to enhance financial inclusion and build a competitive digital economy.For his part, Mr. Ibrahim Sarhan, Chairman & CEO of EFIG, affirmed that the partnership represents a strategic step toward supporting digital transformation and enhancing financial inclusion. He stated that cooperation with the Agricultural Bank of Egypt will contribute to expanding the provision of advanced digital services targeting wide segments of society, particularly pensioners, by making digital platforms available that facilitate access to payment services and government services. He also emphasized support for activating the Farmer Card as a comprehensive electronic payment tool that enables farmers to conduct their daily transactions with ease and security, while linking them to financing and agricultural services. Sarhan added that EFIG will continue to develop a strong digital infrastructure that ensures the delivery of more efficient and flexible financial services, in line with the State’s direction toward building an integrated digital economy.

eHealth Launches “Eyada Plus” to Accelerate Digital Transformation in Egypt’s Healthcare Sector

eHealth has officially launched Eyada Plus, a comprehensive cloud-based platform designed to digitize and streamline the management of primary healthcare units and specialized medical clinics. The launch event brought together senior healthcare leaders and representatives from both government and private-sector institutions, highlighting the growing national momentum behind digital transformation in healthcare.The event was attended by representatives from the Ministry of Health and Population, the Ministry of Communications and Information Technology, the  Universal Health Insurance Authority, the Egypt Healthcare Authority, and the General Authority for Healthcare Accreditation and Regulation, in addition to key stakeholders from the banking sector led by Suez Canal Bank as well as telecom operators, pharmaceutical companies, and private healthcare providers. The strong attendance underscored widespread confidence in digital health solutions as a catalyst for improving healthcare outcomes across Egypt.During the event, eHealth showcased the capabilities of Eyada Plus, which provides healthcare providers with secure, cloud-based access to data anytime and anywhere, while unifying clinical and operational workflows within a single platform. A key strength of the solution is its direct integration with the Universal Health Insurance System, enabling seamless data exchange in governorates where the system is already in effect. The platform also supports comprehensive electronic medical records and real-time analytics that empower healthcare professionals to make faster, data-driven decisions.The launch also witnessed the signing of a tripartite cooperation agreement between eHealth, eAswaaq Misr, and Suez Canal Bank. The partnership aims to deliver innovative financing solutions tailored for physicians and healthcare providers, fully integrated with the Eyada Plus platform, to support digital adoption and expansion within the medical sector.

EFIG partners with Baheya Foundation to support 13 breast cancer fighters in honor of International Women’s Day

eFinance Investment Group has signed a cooperation protocol with the Baheya Foundation for Early Detection and Treatment of Breast Cancer. Through this initiative, the Group will support the treatment of 13 Egyptian women, underscoring its commitment to social development as it marks International Women’s Day. This partnership reflects EFIG’s CSR strategy, which places women’s empowerment and access to healthcare at the center of its priorities. The Group believes that investing in women’s health is essential for sustainable development, as it enables women to regain their well being, resume their roles in society and contribute to economic and community progress.The cooperation also extends beyond medical treatment. EFIG announced that the beneficiaries will receive post recovery support through training programs delivered at the Group’s Sustainability Centers. These programs, implemented in collaboration with Sonaa El Kheir Foundation, equip women with craftsmanship and heritage based skills that help them build sustainable sources of income and strengthen their financial independence.Yasmine Rashed, Group Marketing, Strategic Communications and CSR Director at EFIG, expressed pride in the partnership. She stated, “We believe that supporting women begins with guaranteeing their right to accessible, high quality healthcare. Our collaboration with Baheya reinforces our commitment to standing beside Egyptian women throughout their journey, not only through treatment but also by helping them rebuild their lives with confidence and stability.” From Baheya’s side, Eng. Tamer Shawky, Chairman of the Board of Trustees, expressed his appreciation for the support provided by EFIG. He emphasized the significance of such collaborations in enhancing the Foundation’s role in offering essential healthcare services to women across Egypt. Laila Salem, Member of the Board of Trustees and granddaughter of Baheya Wahby, affirmed that the protocol strengthens Baheya’s mission to provide reassurance, awareness and comprehensive care to women in need. She expressed her gratitude for partnerships that directly impact the lives of Egyptian women. This cooperation reflects EFIG’s commitment to supporting Egypt’s Vision 2030, which prioritizes human development and expanded access to healthcare as key drivers of national progress.