Investor Relations

EFIH.CA

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In October 2021, eFinance successfully listed its shares on the Egyptian Exchange (EGX), marking a new chapter in the Group's growth story. In what was the largest Egyptian listing in recent history, eFinance's institutional and retail offerings were 6.8 and 61.4 times oversubscribed, respectively, underlining the Group's unique value proposition: eFinance's extensive network of subsidiaries unites a one-of-a-kind network architecture that provides seamless processing for billions of transactions. eFinance has established a powerful platform for the generation of sustainable growth by taking the lead in Egypt's efforts to develop a cashless, digitally enabled economy, pioneering digitization in activities from banking and taxation to utility and retail transactions, to customs collection and card management. The Group offers exposure to an unrivaled diversity of dynamic segments of Egypt's rapidly growing digital space.

eFinance's strategy aims to capitalize on the strong fundamentals of Egypt's economy and on the dynamism of its booming digital ecosystem, which has consistently enjoyed strong growth since the Group's inception. As the global 'tech-celeration' sparked by the COVID-19 pandemic gains steam, eFinance is well-positioned to absorb the climbing demand for digital services by providing differentiated channels and platforms that allow governments, businesses, and individuals to execute payments and collections through convenient and easy-to-use mediums. eFinance will also capitalize on its new status as a listed company to continue investing in digital payments infrastructure, value-added services, smart solutions, and new digital propositions. Furthermore, by utilizing the Group's innovative platforms and solutions across its subsidiaries, eFinance will continue to drive Egypt's overarching financial inclusion and digitization strategy.

Group Performance Highlights

Latest News

EFIG partners with Baheya Foundation to support 13 breast cancer fighters in honor of International Women’s Day

eFinance Investment Group has signed a cooperation protocol with the Baheya Foundation for Early Detection and Treatment of Breast Cancer. Through this initiative, the Group will support the treatment of 13 Egyptian women, underscoring its commitment to social development as it marks International Women’s Day. This partnership reflects EFIG’s CSR strategy, which places women’s empowerment and access to healthcare at the center of its priorities. The Group believes that investing in women’s health is essential for sustainable development, as it enables women to regain their well being, resume their roles in society and contribute to economic and community progress.The cooperation also extends beyond medical treatment. EFIG announced that the beneficiaries will receive post recovery support through training programs delivered at the Group’s Sustainability Centers. These programs, implemented in collaboration with Sonaa El Kheir Foundation, equip women with craftsmanship and heritage based skills that help them build sustainable sources of income and strengthen their financial independence.Yasmine Rashed, Group Marketing, Strategic Communications and CSR Director at EFIG, expressed pride in the partnership. She stated, “We believe that supporting women begins with guaranteeing their right to accessible, high quality healthcare. Our collaboration with Baheya reinforces our commitment to standing beside Egyptian women throughout their journey, not only through treatment but also by helping them rebuild their lives with confidence and stability.” From Baheya’s side, Eng. Tamer Shawky, Chairman of the Board of Trustees, expressed his appreciation for the support provided by EFIG. He emphasized the significance of such collaborations in enhancing the Foundation’s role in offering essential healthcare services to women across Egypt. Laila Salem, Member of the Board of Trustees and granddaughter of Baheya Wahby, affirmed that the protocol strengthens Baheya’s mission to provide reassurance, awareness and comprehensive care to women in need. She expressed her gratitude for partnerships that directly impact the lives of Egyptian women. This cooperation reflects EFIG’s commitment to supporting Egypt’s Vision 2030, which prioritizes human development and expanded access to healthcare as key drivers of national progress.

FRA launches the upgraded ECR in partnership with EFIG, expanding access to credit & strengthening financial inclusion

The Financial Regulatory Authority (FRA) has officially unveiled the enhanced version of the Egyptian Collateral Registry(ECR) during a press conference attended by senior government and financial sector leaders. The event was led by Dr. Mohamed Farid, Egypt’s Minister of Investment and Foreign Trade and former Chairman of the FRA, along with Mr. Mohamed El-Sayyad, Vice Chairman of the Authority, Dr. Islam Azzam, Chairman of the Egyptian Exchange (EGX), Mr. Tarek El-Khouly, Deputy Governor of the Central Bank of Egypt, former Minister of Planning Dr. Ashraf El-Araby, and Dr. Mohamed Abdelaziz, FRA Assistant Chairman and supervisor of the Egyptian Collateral Registry.Dr. Farid explained that the upgraded platform is designed to broaden its applications, reduce operational burdens, and improve the overall efficiency of disclosure and credit processes. He emphasized that the update now allows individuals to register movable assets for the first time, enabling them to leverage their possessions as collateral for financing through a secure and transparent digital system.The Egyptian Collateral Registry serves as a centralized electronic platform for recording, amending, and discharging security interests over movable assets. This modernization offers lenders and borrowers a reliable digital ecosystem that supports greater utilization of movable collateral across Egypt’s financing landscape.Dr. Farid highlighted that the development relied on advanced technology and the expertise of FRA’s internal teams, introducing structural enhancements across the non-bank financial sector. He affirmed the continued coordination between the Ministry of Investment, FRA, EGX, and other stakeholders to strengthen Egypt’s business environment.Vice Chairman Mohamed El-Sayyad noted that the upgraded system marks a major step toward improving the business climate and expanding financing opportunities. He emphasized the FRA’s recent efforts to build strong and integrated databases, enabling faster and more informed regulatory decision-making. These foundations paved the way for broader digital transformation and, ultimately, the launch of the upgraded Registry.Dr. Mohamed Abdelaziz stated that the new system aims to better serve the non-bank financial sector by empowering banks, financial institutions, companies, and individuals to use movable assets as collateral more easily. He explained that the modernization helps reduce financing costs, shorten verification times, lower credit risks, improve data quality, and support proactive, data-driven supervision. He also noted that the cumulative value of registered collateral has reached approximately EGP 4.5 trillion.Ibrahim Sarhan, Chairman and CEO of eFinance Investment Group, expressed appreciation for the strong cooperation with the Ministry of Investment. He stated that the upgrade was the result of joint efforts between FRA, the Ministry of Investment, the Ministry of Finance, and the Central Bank of Egypt. He added that the development included integration with the Egyptian Tax Authority to leverage the electronic invoicing system for factoring activities. He also highlighted three major joint projects carried out with FRA, all focused on maximizing the use of the digital infrastructure established in cooperation with the Central Bank and the Ministry of Finance, supporting Egypt’s broader financial inclusion agenda.

EFIG Joins “Al Manfaz – Kol Youm Hekaya” Initiative for Ramadan 2026

Under the umbrella of the National Alliance for Civil Development Work and with the support of the Ministry of Social Solidarity, eFinance Investment Group has partnered with Sonaa El Kheir Foundation to participate in the “Al Manfaz – Kol Youm Hekaya – Ramadan 2026” initiative.This participation reflects the Group’s ongoing commitment to social responsibility and its mission to support vulnerable families across Egypt during the holy month of Ramadan.The initiative aims to deliver essential food support to eligible households through the distribution of 250,000 food boxes across all governorates.